We hosted a virtual Roth 403(b) information session on Tuesday, March 24, from 12–1 p.m. Richard Adams reviewed the recent addition of the Roth 403(b) option to the Warren Wilson Retirement Plan and explained what this change means for employees.

Video call recording: https://drive.google.com/file/d/1Ar7apHyOYf3o6IgbiufsCvNrUkm2EQtQ/view?usp=sharing

PowerPoint presentation.

1:1 In-Person Meetings

We also want to share upcoming opportunities to schedule in person 1:1 meetings with our advisors. Richard Adams and Lucky Rajaram will both be on campus Friday, April 3. Below is a brief professional summary for Lucky, who is new to our community:

Lucky Rajaram is a financial services professional with over a decade of industry experience spanning operations, compliance, and advisory roles at large national financial institutions. She holds a degree in Finance and German from the University of North Carolina at Charlotte. Known for her strong relationship-building skills and client-focused approach, Lucky is passionate about helping individuals navigate complex financial decisions with clarity and confidence. She works closely with advisor Richard Adams, with whom she shares a longstanding professional relationship that began during their time as classmates at UNC-Charlotte.

Calendly links for 1:1 meetings

Richard Adams in the Ogg Conference room:

https://calendly.com/richardamycgfinancial/warren-wilson-college-employee-education

Lucky Rajaram in the Triad Learning Center:

https://calendly.com/luckyr/warren-wilson-college-employee-education-lucky

As of 2/1/2026, all College employees are eligible to contribute (or defer) their own pre-tax earnings to accumulate retirement savings through our 403B retirement plan. 

Employees who are reasonably expected to work at least 1,000 hours in a calendar year or 20 hours per week in a year, are eligible to receive College contributions equal to 1% of an employee's salary through our 403(B) retirement plan.

Instructions for setting up a TIAA account online 

• Online account creation is required for any employee who is interested in accumulating retirement savings by deferring their own pre-tax earnings, regardless of eligibility for College contributions.
• Online account creation is required for full-time, part-time I and part-time II staff as well as full-time and half-time faculty who are eligible to receive College contributions in the 403 B retirement plan.
• There is no obligation to match or defer your own earnings if you are eligible for WWC contributions, however it's worth considering setting up an account because the college contributes 1% of your salary each pay cycle.
• It's best to set up an online account before your first payroll cycle to maximize your benefit.

Follow the hyperlink and steps below to set up an online account on your behalf:

• https://www.tiaa.org/public/offer/products/retirement-plans/employer-sponsored-retirement-plans/enroll-in-retirement-plan
• Click on “enroll”
• Click "register now" for a new account.
• Create your account and enter the code 334041
• Follow the process and make sure you name a beneficiary

Here is a link to the Warren Wilson College 403 B Summary Plan Document through Pentegra.

To access the payroll salary deduction form for your own 403 B contributions, please see the New Hire Forms page here.

To access and review your account online, visit TIAA.org/warrenwilson. If you have questions or need assistance, call TIAA at 800-842-2252. 

Information about CG Financial

CG Financial has been in business for 20 years and has helped a number of educational participants across the nation.  With 6 offices across 3 different states, you have a dedicated team to help you with whatever financial situation you may have.  Warren Wilson College participants now have the opportunity to speak with and consult with a number of CFP® and AIF® professionals anytime they would like.  They are an independent financial planning firm that is not affiliated with or compensated by TIAA in anyway.  This allows them to provide objective and genuine advice to you in any and all financial subjects.  These financial subjects include life insurance, college planning, budgeting, debt consolidation, estate planning, etc.  For retirement planning purposes CG Financial is relationship centric to help create a plan for you.  Every participant will be able to define their own goals/objectives and be advised based off their unique situation.

Your financial wellness is important. As such, please take advantage of all items available to you from our retirement plan advisors at CG Financial in meeting your goals. We have made these educational services obtainable to you at no cost! 

If you would like to schedule a virtual meeting with Richard Adams, a licensed advisor, from CG Financial use this link https://calendly.com/richardamycgfinancial/participant-education

You can also email Richard at [email protected]

Warren Wilson has engaged with Pentegra to serve as the 316 TPA for our 403B retirement plan. In this capacity, Pentegra acts as the plan administrator for some functions on behalf of the College, including the management of all annual mandatory notices and disclosures to our employees.